Eden Barlow
#getoutofdebt

Get Out Of Debt Today.

Do you have constant debt collection agencies sending you demanding letters? Maybe you have bailiffs knocking at your door?
Don't panic, help is at hand.

452+

Clients Helped.

65+

County Court Judgements Overturned.

£7.5K+

Debt Written Off.

Hi,

I am Eden Barlow

I specialise in helping people with their unsecured debt, wether it's for unsecured loans, credit cards, catalogues, store cards pay-day loans, or mobile phone contracts.

I employ a unconventional approach to helping you beat the bailiffs and the Debt Collection Agencies.

I was burying my head in the sand with constant bailiffs knocking at my door and I discovered Eden's services and now because of Eden I'm now debt free.
Stacey Stokes
WATCH MY VIDEO FOR A IN DEPTH EXAPLNATION OF THE PROCESS.

What is the 3 Letter Process?

This process is a simple "put up or shut up". Supply the requested documents or I will consider this matter closed. You give them 14 days between letters and if they don't provide the requested documents they agree by inaction that you don't owe them any money.
A tacit agreement.

Someone said I can replace the 3 letters with One Letter!

The 3 letter process is one that establishes that no debt is owed LEGALLY. To do this, you must give the Debt Buyer the opportunity to provide the documents that would make the purchase of the debt LEGAL. If you just send a single letter, this would not establish much, just that you are disputing the debt. By disputing and asking them 3 times to supply the documents, and giving them 14 days between letters, they are given every opportunity to supply the necessary documents to show the debt is owed. When they cannot or will not provide them, the 3 letters then forms a legal defence to any court action the Debt Buyer may take in the future. So if the matter ever got taken to court:

HOW DOES IT WORK?

Frequently Asked Questions

When will this process NOT work?

These letters will not work on the DWP, HMRC, Court Fines (HMCTS) or Bailiffs. Nor will these letters work on any account that is still with the original creditor.

Who can I send the three letters to?

You can send the three letters to debt buyers such as Lowell Portfolio, Cabot Financial, PRA Group, Hoist Finance, Arrow Global and Lantern to name just a few.

I have sent the first letter and I received XYZ letter. What do I do now?

If the Debt Purchase Company cannot provide what you have requested, they can only respond in a limited number of ways; Replying to you with a new account balance of £0.00
Replying to you stating they don't accept your letters.
Informing you they are returning the account to the original owner.
Replying to you stating they will continue recovery action. Carry on with the second letter leaving 14 days before sending the third letter.

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Attention: please be aware that all content on this website and any emails sent from: edenbarlow.com are for educational purposes only and you are advised to do your own research and not take any information on this website as legal advice.